:root {
  --loan-ink: #071a46;
  --loan-blue: #1769ff;
  --loan-blue-deep: #0b3fae;
  --loan-cyan: #20c8ff;
  --loan-sky: #edf5ff;
  --loan-muted: #61718f;
  --loan-line: #dce7f7;
  --loan-card: #ffffff;
  --loan-shadow: 0 20px 60px rgba(24, 74, 150, 0.12);
}

html { scroll-padding-top: 88px; }

body.loan-page {
  color: var(--loan-ink);
  background: #f7faff;
}

.loan-page h1,
.loan-page h2,
.loan-page h3,
.loan-page p { margin-top: 0; }

.loan-header {
  background: rgba(255, 255, 255, 0.96) !important;
  border-bottom: 1px solid rgba(220, 231, 247, 0.82);
}

.loan-header .logo-container { margin-right: 42px; }
.loan-header .nav-links a[aria-current="page"] { color: var(--loan-blue); }
.loan-header .nav-links a[aria-current="page"]::after { width: 100%; }

.loan-hero {
  position: relative;
  overflow: hidden;
  padding: 11rem 0 6.5rem;
  background:
    radial-gradient(circle at 85% 12%, rgba(32, 200, 255, 0.2), transparent 28%),
    linear-gradient(135deg, #f4f9ff 0%, #ffffff 54%, #e8f2ff 100%);
}

.loan-hero::after {
  position: absolute;
  right: -150px;
  bottom: -180px;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(23, 105, 255, 0.12);
  border-radius: 50%;
  box-shadow: 0 0 0 34px rgba(23, 105, 255, 0.035), 0 0 0 68px rgba(23, 105, 255, 0.025);
  content: "";
}

.loan-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(350px, 0.72fr);
  align-items: center;
  gap: 5rem;
}

.loan-hero-copy { max-width: 720px; }

.loan-kicker,
.loan-section-label {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--loan-blue);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.loan-hero h1 {
  max-width: 720px;
  margin: 1.2rem 0 1.35rem;
  color: var(--loan-ink);
  font-family: Poppins, sans-serif;
  font-size: clamp(2.6rem, 5.5vw, 5.2rem);
  letter-spacing: -0.055em;
  line-height: 1.03;
}

.loan-hero h1 span { color: var(--loan-blue); }

.loan-hero-copy > p {
  max-width: 620px;
  color: var(--loan-muted);
  font-size: 1.12rem;
  line-height: 1.8;
}

.loan-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 2rem;
}

.loan-button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 0 20px;
  border: 1px solid transparent;
  border-radius: 13px;
  font-weight: 800;
  text-decoration: none;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.loan-button:hover { transform: translateY(-3px); }

.loan-button-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--loan-blue), var(--loan-blue-deep));
  box-shadow: 0 14px 26px rgba(23, 105, 255, 0.24);
}

.loan-button-secondary {
  color: var(--loan-blue);
  border-color: #a9c6f6;
  background: #fff;
}

.loan-trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 2rem;
  color: #536581;
  font-size: 0.84rem;
  font-weight: 700;
}

.loan-trust-row i { margin-right: 5px; color: #12b997; }

.loan-hero-card {
  position: relative;
  padding: 30px;
  overflow: hidden;
  color: #fff;
  border: 1px solid rgba(123, 170, 255, 0.4);
  border-radius: 27px;
  background: linear-gradient(150deg, #071d52 0%, #0d3f9d 58%, #1769ff 100%);
  box-shadow: 0 28px 60px rgba(7, 41, 105, 0.28);
}

.loan-hero-card::after {
  position: absolute;
  right: -35px;
  bottom: -60px;
  width: 190px;
  height: 190px;
  border: 1px solid rgba(255, 255, 255, 0.19);
  border-radius: 50%;
  box-shadow: 0 0 0 24px rgba(255, 255, 255, 0.04);
  content: "";
}

.loan-card-topline,
.loan-card-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.loan-card-topline { color: #c2d7ff; font-size: 0.82rem; font-weight: 700; }
.loan-status-dot { color: #9affd9; }
.loan-readiness-score { margin-top: 4rem; font-size: 1.9rem; font-weight: 800; }
.loan-hero-card p { color: #c7d8f6; line-height: 1.7; }

.loan-progress {
  height: 8px;
  margin: 1.6rem 0 0.75rem;
  overflow: hidden;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.15);
}

.loan-progress span { display: block; width: 58%; height: 100%; border-radius: inherit; background: linear-gradient(90deg, #20c8ff, #9affd9); }
.loan-card-foot { color: #adc6f5; font-size: 0.78rem; }
.loan-card-foot strong { color: #fff; }

.loan-section { padding: 6.5rem 0; background: #fff; }
.loan-section-tinted { background: var(--loan-sky); }
.loan-section-dark { color: #fff; background: #071a46; }

.loan-section-heading { max-width: 720px; margin: 0 auto 3rem; text-align: center; }
.loan-section-heading h2 { margin: 0.9rem 0 1rem; color: var(--loan-ink); font-size: clamp(2rem, 4vw, 3.35rem); letter-spacing: -0.045em; }
.loan-section-heading p { color: var(--loan-muted); line-height: 1.75; }
.split-heading { display: grid; max-width: 100%; grid-template-columns: 1fr 0.72fr; gap: 5rem; align-items: end; text-align: left; }
.split-heading p { margin: 0; }
.loan-section-dark .loan-section-heading h2,
.loan-section-dark .loan-section-heading p,
.loan-section-dark h2 { color: #fff; }
.loan-section-dark .loan-section-label { color: #71c9ff; }

.eligibility-layout { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 18px; }
.eligibility-card,
.benefit-card,
.duration-card {
  padding: 28px;
  border: 1px solid var(--loan-line);
  border-radius: 20px;
  background: var(--loan-card);
  box-shadow: var(--loan-shadow);
}

.eligibility-card-featured { color: #fff; background: linear-gradient(145deg, #0a255f, #1453bf); border-color: #1453bf; }
.loan-icon,
.benefit-icon {
  display: grid;
  width: 48px;
  height: 48px;
  margin-bottom: 22px;
  place-items: center;
  color: var(--loan-blue);
  border-radius: 14px;
  background: #e6f0ff;
}
.loan-icon-soft { color: #14a985; background: #e3fbf4; }
.eligibility-card h3, .benefit-card h3, .duration-card h3 { margin-bottom: 12px; color: var(--loan-ink); font-size: 1.25rem; }
.eligibility-card-featured h3 { color: #fff; }
.loan-check-list { display: grid; gap: 14px; margin: 22px 0; padding: 0; list-style: none; }
.loan-check-list li { display: flex; gap: 11px; color: #dce9ff; line-height: 1.55; }
.loan-check-list i { margin-top: 4px; color: #74e2c1; }
.loan-note { margin: 24px 0 0; color: #a9c5f5 !important; font-size: 0.83rem; line-height: 1.6; }
.checklist-row { display: flex; justify-content: space-between; gap: 15px; padding: 15px 0; color: var(--loan-muted); border-bottom: 1px solid var(--loan-line); }
.checklist-row strong { color: var(--loan-blue); font-size: 0.84rem; }
.text-link { display: inline-flex; gap: 10px; margin-top: 24px; color: var(--loan-blue); font-weight: 800; text-decoration: none; }

.duration-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.duration-card { position: relative; min-height: 250px; overflow: hidden; box-shadow: none; }
.duration-card-active { border-color: #83adf5; box-shadow: 0 16px 36px rgba(23, 105, 255, 0.12); }
.duration-number { color: #a7bfeb; font-size: 0.8rem; font-weight: 800; letter-spacing: 0.12em; }
.duration-time { margin: 34px 0 10px; color: var(--loan-blue); font-size: 0.82rem; font-weight: 800; text-transform: uppercase; }
.duration-card p, .benefit-card p { margin: 0; color: var(--loan-muted); line-height: 1.65; }
.duration-disclaimer { display: flex; gap: 10px; margin-top: 18px; color: #60708d; font-size: 0.82rem; line-height: 1.55; }
.duration-disclaimer i { color: var(--loan-blue); }

.benefit-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.benefit-card { box-shadow: none; }
.benefit-card h3 { font-size: 1.08rem; }

.planner-grid { display: grid; grid-template-columns: 1fr 0.76fr; gap: 5rem; align-items: center; }
.planner-copy h2 { margin: 1rem 0; font-size: clamp(2rem, 4vw, 3.25rem); letter-spacing: -0.04em; }
.planner-copy > p { max-width: 570px; color: #b5c6e4; line-height: 1.75; }
.planner-points { display: grid; gap: 12px; margin-top: 24px; color: #dce9ff; font-size: 0.9rem; font-weight: 700; }
.planner-points i { width: 20px; color: #72e2c0; }
.planner-card { padding: 27px; color: #fff; border: 1px solid #315b9c; border-radius: 22px; background: #102c63; box-shadow: 0 20px 50px rgba(0, 0, 0, 0.2); }
.planner-card-head { display: flex; justify-content: space-between; margin-bottom: 25px; color: #b9ceef; font-size: 0.86rem; font-weight: 800; }
.planner-card-head i { color: #6bcfff; font-size: 1.2rem; }
.planner-card label { display: block; margin: 18px 0 8px; color: #b9ceef; font-size: 0.78rem; font-weight: 700; }
.range-value { color: #fff; font-size: 2rem; font-weight: 800; }
.planner-card input[type="range"] { width: 100%; accent-color: #4eaeff; }
.range-labels { display: flex; justify-content: space-between; color: #91a9cf; font-size: 0.7rem; }
.planner-card select { width: 100%; height: 46px; padding: 0 12px; color: #fff; border: 1px solid #3d65a2; border-radius: 10px; background: #0a2050; }
.planner-result { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-top: 22px; padding: 15px; border: 1px solid #315b9c; border-radius: 12px; background: rgba(8, 25, 61, 0.72); }
.planner-result span { color: #a9c1e8; font-size: 0.78rem; }
.planner-result strong { color: #fff; font-size: 1.05rem; white-space: nowrap; }

.loan-faq-section { background: #f7faff; }
.faq-layout { display: grid; grid-template-columns: 0.75fr 1fr; gap: 5rem; align-items: start; }
.faq-layout .loan-section-heading { margin: 0; text-align: left; }
.faq-list { display: grid; gap: 11px; }
.faq-list details { padding: 19px 20px; border: 1px solid var(--loan-line); border-radius: 14px; background: #fff; }
.faq-list summary { cursor: pointer; color: var(--loan-ink); font-weight: 800; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { float: right; color: var(--loan-blue); content: "+"; font-size: 1.2rem; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list p { margin: 14px 0 0; color: var(--loan-muted); font-size: 0.9rem; line-height: 1.65; }

.loan-cta { padding: 4.5rem 0; color: #fff; background: linear-gradient(135deg, #0b3fae, #1769ff); }
.loan-cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.loan-cta h2 { margin: 12px 0 7px; color: #fff; font-size: clamp(1.8rem, 4vw, 3rem); }
.loan-cta p { margin: 0; color: #d6e5ff; }
.loan-cta .loan-section-label { color: #9fe5ff; }
.loan-cta .loan-button-secondary { color: #fff; border-color: rgba(255,255,255,.55); background: transparent; }

.loan-footer { padding: 28px 0; color: #9aabc8; background: #061638; }
.loan-footer-grid { display: grid; grid-template-columns: 1.2fr 1fr auto; gap: 25px; align-items: center; font-size: 0.78rem; }
.loan-footer-grid strong { display: block; color: #fff; letter-spacing: 0.1em; }
.loan-footer-grid span { display: block; margin-top: 6px; }
.loan-footer-links { display: flex; flex-wrap: wrap; gap: 16px; }
.loan-footer a { color: #bbd3fb; text-decoration: none; }
.loan-footer a:hover { color: #fff; }

@media (max-width: 1050px) {
  .loan-hero-grid { grid-template-columns: 1fr 0.75fr; gap: 2.5rem; }
  .loan-header .logo-container { margin-right: 20px; }
  .loan-header .nav-links { gap: 1.2rem; }
  .benefit-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 760px) {
  html { scroll-padding-top: 72px; }
  .loan-header .container { padding: 0 1rem; }
  .loan-header .logo-container { margin-right: 0; }
  .loan-header .logo-text { font-size: 1.35rem; }
  .loan-header .nav-links { position: absolute; top: 100%; right: 1rem; left: 1rem; display: none; padding: 12px; border: 1px solid var(--loan-line); border-radius: 16px; background: #fff; box-shadow: var(--loan-shadow); }
  .loan-header .nav-links.active { display: grid; gap: 0; }
  .loan-header .nav-links a { padding: 13px 12px; }
  .loan-header .nav-links a::after { display: none; }
  .loan-header .btn-login { display: none; }
  .loan-header .mobile-menu-btn { display: inline-flex; }
  .loan-hero { padding: 8.5rem 0 4.5rem; }
  .loan-hero-grid, .eligibility-layout, .planner-grid, .faq-layout { grid-template-columns: 1fr; gap: 28px; }
  .loan-hero h1 { font-size: clamp(2.35rem, 12vw, 4rem); }
  .loan-hero-copy > p { font-size: 1rem; }
  .loan-hero-card { padding: 23px; }
  .loan-readiness-score { margin-top: 2.5rem; }
  .loan-section { padding: 4.3rem 0; }
  .loan-section-heading { margin-bottom: 2rem; }
  .split-heading { gap: 12px; }
  .split-heading h2 { margin-top: 0.8rem; }
  .duration-grid, .benefit-grid { grid-template-columns: 1fr; }
  .duration-card { min-height: 0; }
  .duration-time { margin-top: 25px; }
  .loan-cta-inner { align-items: flex-start; flex-direction: column; }
  .loan-cta .loan-hero-actions { width: 100%; }
  .loan-cta .loan-button { flex: 1; }
  .loan-footer-grid { grid-template-columns: 1fr; gap: 16px; }
}

@media (max-width: 430px) {
  .container { padding-right: 1rem; padding-left: 1rem; }
  .loan-hero-actions { display: grid; grid-template-columns: 1fr; }
  .loan-button { width: 100%; }
  .loan-trust-row { display: grid; gap: 10px; }
  .eligibility-card, .benefit-card, .duration-card, .planner-card { padding: 21px; }
  .planner-result { align-items: flex-start; flex-direction: column; gap: 7px; }
}